This is the legally required coverage set by state law. However, there are two components of liability coverage.
Bodily Injury: Can help pay for costs of another person's injuries from an accident.
Property Damage: Can help pay for damage you cause to another piece of property.
Under insured and uninsured coverage helps cover you from any medical bills or repairs that you may need when you're not at fault and your bills exceed what the at fault can pay
Provides coverage from covered perils like theft, fire, hail, vandalism, and a deer if it is alive when you hit it. However, in order to receive payment from your insurance carrier you must pay your deductible first.
Is coverage that come into place if you hit another vehicle or an object such as a fence. This coverage can help pay to repair your vehicle or even replace your vehicle.
If you, your passenger, or family members are driving the insured car happen to get injured in an accident, medical payments may help pay for medical bills associated with the injuries.
May provide coverage to help pay for your medical expenses after an accident. And can also help repay lost expenses like child care payments or lost income.